We now have an electric blue Saturn Ion 3 sitting in the driveway. After spending 40 minutes on the phone waiting for an actual human being at Allstate to pick up the phone, we can even drive it legally. Of course Pam has claimed the new car as her very own. By the sort of cosmic synchronicity that ensures I'll never have any spare cash, the money I was going to save from redoing the mortgage from 6.5 percent to 4.25 percent is almost the amount of money the car will cost, given the 0 percent apr financing.